Wed. Dec 11th, 2024
Good News! 15 Lakh Loan from Apni Chhat Apna Ghar Scheme Distribution Started from 02 October

15 Lakh Loan from Apni Chhat Apna Ghar Scheme

Under the Apni Chhat Apna Ghar scheme launched by Maryam Nawaz Sharif, the loan of 15 lakh rupees has started from October 2. All those who applied and got their name in the balloting list can get Rs 15 lakh from October 2.


This scheme is provided by the government to provide loans to poor people to build their own houses. In this scheme, the poor are given a loan of Rs 15 lakh for the construction of a house in easy installments of seven years.

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Eligibility for registration in the scheme is that people must have a plot of 5 marles if they are urban and 10 marles if they are rural and all those who want to apply must have a domicile in Punjab.


In this program, there are many people who have registered and their names have also been called to get a loan and registration is still open for those who want to register, so make sure you register as soon as possible.

Good News! 15 Lakh Loan from Apni Chhat Apna Ghar Scheme Distribution Started from 02 October

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How to Check your Eligibility for the 15 Lakh loan Scheme

If you have not yet checked your eligibility for the 15 lakh loan scheme, let me tell you that first of all, the condition of the loan to be eligible is that you are a resident of Punjab and you have an urban land of five marles and a rural land must be 10 merle. After that, you have to register. After registration, you have to check your eligibility

  • The government has released the balloting list of those who have completed the registration.
  • You can check your eligibility through this balloting List Follow the below steps to check eligibility.
  • First of all you have to go to the official website of Apna Chhat Apna Ghar Scheme acag.punjab.gov.pk.
  • There you will be shown the balloting Result List button, you have to click on it.
  • District-wise the balloting results list will be shown in front of you.
  • Click on the list of the district you belong to.
  • As soon as you click on the list, a list will open in front of you in which the name of the selected candidates, Father’s Name Gender CNIC Location, and Plot Size Mansion.
  • You have to find your name in this list.
  • If your name is on this list then congratulations you are eligible to get a Rs 15 lakh loan.

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How you will get Loan From Apni Chhat Apna Ghar Scheme

If you have completed your registration and your name appears in the balloting list, then there is good news for you that you will start getting loans from October 2. Here we will tell you how this loan will be given to you.


From October 2, Land Record PLRA teams will verify your land and check if your land is real and if you want to build your house. After this verification, the first installment of the loan will be given to you by the Bank of Punjab Remember, you will not be given a full loan, but an installment of the loan.


You have to use this installment to build your house then again PLRA teams will come to check your house and see if you have started building or not.


If you have started constructing the building then your second installment amount will also be released. The government is doing this so that you use this money only to build your own house because this program has been started only to build houses for people.

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Registration Process Through acag.punjab.gov.pk For Not registered People

Many people have been registered and balloting lists have also been issued but the process of registration is still going on. Good news for those who have not yet completed their registration, they can complete their registration as soon as possible and apply for a 15 lakh loan by following the steps below.

  • First of all, you have to go to acag.punjab.gov.pk official website
  • There you have to click on the registered button and create your account which will be created after you provide some basic information.
  • As soon as you create an account, the terms and conditions will be shown in front of you. If you accept, then the form will be shown to you.
  • In this forum, information will be taken from you step by step, including your income information, household affairs, personal information, etc.
  • You have to enter all this information correctly and then submit the form.

Tips For Successful Registration: If you want to successfully complete your registration and qualify, it is important to complete your PSER survey first. If your PSER is done then it is good if not then get your PSER done first then apply for your roof and house screen.

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Required Documents For Registration

You also need some documents to register for the Apni Chhat Apna Ghar Scheme. These documents include your personal documents and your land ownership documents. The listed documents are those without which your registration cannot be completed>

  • Your ID card photo
  • A photograph of the head’s identity card in your home
  • Domicile photograph
  • Monthly income proof
  • Proof of your land ownership
  • Your latest photo

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FAQs

1. Who is eligible for the 15 lakh loan under the Apni Chhat Apna Ghar Scheme?

  • Residents of Punjab who own 5 marla land in urban areas or 10 marla land in rural areas are eligible. They must complete the registration process and be included in the balloting list.

2. When will the loans start being issued?

  • Loans will begin to be disbursed from October 2, 2024, to those whose names appear in the balloting list.

3. How do I check if I am eligible for the loan?

  • You can check your eligibility by visiting the official website acag.punjab.gov.pk and viewing the balloting results list by district.

4. How is the loan given?

  • The loan is given in installments. After verifying your land, the first installment will be provided by the Bank of Punjab. Subsequent installments will be released after checking the progress of your house construction.

5. How can I register for the Apni Chhat Apna Ghar Scheme?

  • You can register by visiting the official website acag.punjab.gov.pk, creating an account, and filling out the required form with your personal and land information.

6. What documents are required for registration?

  • You will need your CNIC, a photo of the household head’s ID card, your domicile, proof of income, land ownership documents, and your latest photo.

7. What should I do if my PSER survey is not completed?

  • It is essential to complete your PSER survey before applying. If your survey is not done, prioritize getting it completed to qualify for the loan.

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By M Usman

Muhammad Usman is a dedicated advocate for social welfare and community development, actively involved in Pakistan's Ehsaas program and the Benazir Income Support Program (BISP). As a member of these vital initiatives, he utilizes his platform, Todayalerts.pk, to disseminate essential information and resources, empowering individuals with knowledge and assistance. With a passion for creating positive change, Muhammad Usman strives to amplify the voices of the marginalized and build a more equitable society. Join him on his journey towards a brighter future for all.