“Apni Chhat Apna Ghar” Scheme
CM Punjab Maryam Nawaz has announced that she will provide a loan of 15 lakh rupees to 70,000 families in Punjab province to build their own houses under the “Apni Chhat Apna Ghar” program. Punjab Chief Minister Maryam Nawaz says that every person has a basic need to have his own house. CM Punjab has announced the “Apni Chhat Apna Ghar” scheme in this regard this scheme pays a loan of 15 lakh rupees provided by the Punjab government in easy installments of seven years and the taxes on the construction of the house will also be paid by the Punjab government.
Punjab Chief Minister Maryam Nawaz said that these houses will be provided only to those who have five marlas urban or 10 marlas rural land. If you also want to apply for the “Apni Chhat Apna Ghar” scheme provided by Chief Minister Punjab Maryam Nawaz, then the procedure has been provided to you in our article. are provided so stay connected with the article and read the article completely.
Also, Read Registration Centers open For Registration Apni Chhat Apna Ghar Scheme
Eligibility Criteria for Applicants
Suppose you want to get an interest-free loan of 15 lakh rupees from Chief Minister Punjab Maryam Nawaz. In that case, you have to fulfill the eligibility criteria of the “Apni Chhat Apna Ghar” Scheme. Only those people will be provided an amount of Rs 15 lakh by the government which will fulfill this criteria. You can pay this amount in easy installments of 7 years, the monthly installment of which is around 14000 rupees. The Eligible Criteria are mentioned below:
- Your monthly income should be less than 60 thousand rupees.
- I am not getting benefits from any other scheme of up govt.
- Don’t own your own home.
- Your monthly income should be so much that you cannot meet your basic needs.
- You are not a government employee.
- You must be above 18 years of age.
- You are a resident of Punjab province.
- You have never been a part of any criminal activities.
- Your poverty score should be less than 30%.
Also, Read Step to Step Registration Process for CM “Apni Chhat Apna Ghar” Scheme
Necessary Document for Registration
If you also want to apply for the “Apni Chhat Apna Ghar” scheme, then you have to submit some of your documents to the Punjab government. These documents are necessary to verify the application so that it can be estimated that the right person is getting a loan of Rs. These documents are listed below:
- Proof of your property
- Front side and back side pictures of National Identity Card approved by Government of Pakistan
- Your picture
Step-by-Step Guide on How to Apply
If you want to register “Apni Chhat Apna Ghar” Scheme, now the Punjab Government has provided you with a portal (https://acag.punjab.gov.pk/) for your convenience through which you can complete your registration process. You have the option to complete your registration through this portal at any time.
Also, Read “Apni Chhat Apna Ghar” Scheme official Launched Apply Now
The registration procedure is explained below:
- First of all, visit the official website (https://acag.punjab.gov.pk/) of the “Apni Chhat Apna Ghar” Scheme.
- If you are new, create an account using your CNIC, phone number, address, and password.
- After creating the account, log in using your CNIC number and password.
- You will be provided with some terms and conditions click on the tick to indicate agreement with these terms and conditions.
- Provide your personal information like phone number, address, CNIC number, father’s name, father’s’s CNIC number, occupation, monthly, income, etc.
- After providing personal information, provide your property information such as property location, type, and other information.
- Upload your documents like a front side picture of your CNIC, a backside picture of your CNIC, and a photo of property documents.
- Finally, enter your feedback and apply.
- If you are considered eligible for the “Apni Chhat Apna Ghar” scheme provided by Chief Minister Punjab Maryam Nawaz, then you will receive a message informing you about your eligibility, so wait.
District-Wise Quota of Loans
Chief Minister Punjab Maryam Nawaz has introduced District Wise Quota to benefit from the “Apni Chhat Apna Ghar” scheme. Chief Minister Punjab Maryam Nawaz says that according to this quota, a loan of 15 lakh rupees will be provided to the people of Punjab through the “Apni Chhat Apna Ghar” scheme. If more applications than this quota are received in a district, a loan of 15 lakh rupees will be provided under the “Apni Chhat Apna Ghar” scheme through the lottery in that district.
The district-wise quota is given below:
| No. | Zone | PHATA Region | Districts | Loan Distribution | PHATA Region-wise Units | Packaging |
| 1 | Center | Bhakar | Bhakar | 283 | 1913 | 4423 |
| 2 | Khushab | 243 | ||||
| 3 | Layyah | 366 | ||||
| 4 | Mianwali | 307 | ||||
| 5 | Muzaffargarh | 714 | ||||
| 6 | Faisalabad | Chiniot | 313 | 2511 | ||
| 7 | Faisalabad | 851 | ||||
| 8 | Jhang | 451 | ||||
| 9 | Sargodha | 520 | ||||
| 10 | Toba Tek Singh | 376 | ||||
| 11 | North | Lahore | Gujranwala | 657 | 5804 | 8003 |
| 12 | Hafizabad | 302 | ||||
| 13 | Kasur | 484 | ||||
| 14 | Lahore | 1690 | ||||
| 15 | Nankana | 314 | ||||
| 16 | Narowal | 357 | ||||
| 17 | Okara | 518 | ||||
| 18 | Pakpattan | 401 | ||||
| 19 | Sheikhupura | 512 | ||||
| 20 | Sialkot | 570 | ||||
| 21 | Rawalpindi | Attock | 287 | 2198 | ||
| 22 | Chakwal | 263 | ||||
| 23 | Gujrat | 466 | ||||
| 24 | Jhelum | 225 | ||||
| 25 | Mandi Bahauddin | 358 | ||||
| 26 | Rawalpindi | 600 | ||||
| 27 | South | Bahawalpur | Bahawalnagar | 454 | 1684 | 5074 |
| 28 | Bahawalpur | 517 | ||||
| 29 | Rahim Yar Khan | 714 | ||||
| 30 | Multan | DG Khan | 498 | 3390 | ||
| 31 | Khanewal | 458 | ||||
| 32 | Lodhran | 380 | ||||
| 33 | Multan | 726 | ||||
| 34 | Rajanpur | 368 | ||||
| 35 | Sahiwal | 443 | ||||
| 36 | Vehari | 517 | ||||
| 17500 | 17500 | 17500 |
Recap of the Significance of “Apni Chhat Apna Ghar”
Chief Minister Maryam Nawaz has launched the “Apni Chhat Apna Ghar” program through which 70 thousand families in Punjab province will be provided with a loan of Rs 15 lakh so that they can build their own houses. The Punjab government has provided you with the facility that you can repay this loan in easy installments of 7 years in which you have to pay an installment of 14 thousand rupees every month.
If you want to register for the “Apni Chhat Apna Ghar” Scheme, then visit the official website (https://acag.punjab.gov.pk/) of the “Apni Chhat Apna Ghar” Scheme now. After providing your personal details documents etc. you will be able to successfully get a loan of Rs 15 Lakhs from the Punjab Government.
Also, Read 15 lakh loan For Home From Punjab Apni Chhat Apna Ghar Scheme
Frequently Ask Questions (FAQs)
How much loan will be provided to me through the “Apni Chhat Apna Ghar” scheme provided by Chief Minister Punjab Maryam Nawaz?
Through the “Apni Chhat Apna Ghar” scheme, you will be provided with a loan of 15 lakh rupees by the Punjab government.
How many families will benefit through the scheme of “Apni Chhat Apna Ghar” scheme provided by Chief Minister Punjab Maryam Nawaz?
About 70,000 households in Punjab will get benefits through the “Apni Chhat Apna Ghar” scheme.
People of which province can benefit from the “Apni Chhat Apna Ghar” scheme?
Only the people of Punjab province can get benefits through the “Apni Chhat Apna Ghar” scheme.
In how many years can I repay the “Apni ChhatA Apna Ghar” Scheme loan?
You can repay the loan obtained through the “Apna Chhat Apna Ghar” Scheme in easy installments of 7 years.
How many rupees will I have to pay every month after taking a loan from the “Apni Chhat Apna Ghar” Scheme?
After availing of benefits through the “Apni Chhat Apna Ghar” Scheme you will have to pay Rs 14,000.