Apni Chhat Apna Ghar Scheme New Update
In the project, Apni Chhat Apna Ghar scheme launched by Maryam Nawaz Sharif, now 1 lakh families will be given loans of Rs.15 lakhs every year. Apni Chhat Apna Ghar Scheme was started to provide loans in easy installments to poor people in Punjab to build houses.
In the first phase, loans of 15 lakhs have been given to 70000 people through this program, but now according to the new update, 100,000 families will be given loans for building houses every year. They can repay this in seven years by paying monthly installments of Rs.14,000.
This project is to be completed in collaboration with PHATA Department of Punjab. The Punjab government has also launched an official website for its registration. Aspirants can complete their registration by visiting acag.punjav.gov.pk.
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Purpose of the Apni Chhat Apna Ghar Scheme
The Apni Chhat Apna Ghar scheme was launched to support low-income families in Punjab by offering them interest-free loans. The initiative’s primary goal is to help poor families construct their own houses, which is crucial for providing stability and security. The loans can be repaid in easy installments over seven years, with monthly payments set at Rs. 14,000. This makes it a manageable financial commitment for families striving to own a home.
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Progress of the Scheme
Since its launch, the Apni Chhat Apna Ghar scheme has shown promising results. In the first phase, loans of Rs. 15 lakhs were successfully disbursed to 70,000 families. With the latest update, the scheme is set to expand significantly, allowing 100,000 families to receive these loans annually. This increase demonstrates the Punjab government’s commitment to improving housing accessibility for its residents.
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PHATA and Government Support
The Punjab Housing and Town Planning Agency (PHATA) plays a vital role in this initiative. Recently, the 99th meeting of PHATA’s governing body was chaired by Chief Minister Maryam Nawaz Sharif, where several key decisions were made:
- A surplus budget of Rs. 34 billion was approved for the current financial year to support housing projects.
- The Chief Minister has also called for a plan to complete the housing project in collaboration with private partners, ensuring efficient and timely execution.
These steps underscore the government’s dedication to making the Apni Chhat Apna Ghar scheme a success and providing much-needed housing for families in Punjab.
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Application Received For 15 Lakh Loan
The response to the scheme has been overwhelming, with 5.44 lakh people registering on the Apni Chhat Apna Ghar portal. This indicates a high demand for housing assistance in the province. Moreover, the scheme has received approximately 280,000 applications from individuals wishing to build their homes. Currently, there are over 76,000 draft applications under review.
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Registration Process for the Loan
If you want to benefit from this 15 lakh loan scheme, you need to register online. Here’s a simple step-by-step guide to help you through the registration process:
- Prepare Required Documents: Gather necessary documents such as your CNIC (Computerized National Identity Card), property information, phone number, and email address.
- Visit the Official Website: Go to the Apni Chhat Apna Ghar Scheme portal at acag.punjab.gov.pk.
- Create an Account: If you’re a new user, click on the option to create an account. You will need to provide details like your CNIC number, phone number, email address, password, and home address.
- Log In: After successfully creating your account, log in using your CNIC and password.
- Agree to Terms and Conditions: Read through the terms and conditions, then agree to them by clicking the appropriate option.
- Fill Out the Application Form: You’ll be presented with a form. Fill it in with your details, including your name, property information, CNIC number, phone number, and address. Don’t forget to upload a passport-sized photo.
- Upload Documents: Ensure you upload the front and back sides of your CNIC and proof of property ownership.
- Submit Feedback: At the end of the application, you’ll be asked for feedback. Provide your thoughts and submit your application.
Once your application is submitted, the Punjab government will review it, and if you meet the eligibility criteria, you will receive an interest-free loan of Rs. 15 lakhs on the scheduled date.
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Conclusion
The Apni Chhat Apna Ghar scheme by Chief Minister Maryam Nawaz Sharif represents a significant step toward improving housing conditions for low-income families in Punjab. By providing substantial financial support, this initiative aims to empower families to build their own homes, fostering stability and community growth. If you are eligible, don’t miss the chance to register and take a step closer to owning your home.
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FAQs
1. What is the Apni Chhat Apna Ghar scheme?
It is a housing loan scheme by CM Maryam Nawaz Sharif, offering Rs. 15 lakh interest-free loans to help families build homes.
2. How many families get loans each year?
1 lakh families receive loans every year.
3. How can I apply for the loan?
You can register online at acag.punjab.gov.pk.
4. What are the loan repayment terms?
The loan is repaid in 7 years, with monthly installments of Rs. 14,000.
5. Is the loan interest-free?
Yes, the loan is completely interest-free.
6. What documents are needed for registration?
You need your CNIC, property details, phone number, and email address.
7. How do I check my application status?
Log in to your account on the official portal to track your status.
8. How many people have registered so far?
Over 5.44 lakh people have registered, with 280,000 applications submitted.
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