Apni Chhat Apna Ghar Scheme New Update
Punjab Chief Minister Maryam Nawaz Sharif has announced the approval of a loan of 15 lakh for a three-marla plot under the Apni Chhat Apna Ghar scheme. The Apni Chhat Apna Ghar scheme has been designed to help Punjab residents build their own homes. In which a loan of Rs 1.5 million is being given to owners of five marla plots in urban areas and 10 marla plots in rural areas for the construction of a house.
However, most people in Chishtian had a three-marla plot. They had applied, but according to the condition of the program, it was necessary to have at least five marla land, so their loan was not approved. But, in a recent meeting, Maryam Nawaz Sharif said that since everyone has a three-marla plot in Chishtian, that is why a loan of Rs 1.5 million has been approved for the construction of 66 houses.
Apni Chhat Apna Ghar Scheme is a very good initiative by the government, and people can easily build a house by paying a monthly installment of Rs 14,000. You can get a loan of Rs 1 lakh and it is completely interest-free. If a person has not registered in it yet, he can get himself registered.
For registration, you have to go to the official website acag.punjab.gov.pk. There, you have to click on the register button and enter all the requested information and get yourself registered. When the lottery process will be held again and if your name is drawn in the lottery, you will also be given an interest-free loan of Rs 15 lakh for the construction of a house.
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Apni Chhat Apna Ghar Scheme Details
The Apni Chhat Apna Ghar Scheme was initially designed to provide interest-free loans to owners of five-marla plots in urban areas and ten-marla plots in rural areas. The recent change now accommodates smaller plots, particularly three-marla ones, addressing the unique needs of local populations in areas like Chishtian.
Key Features:
- Loan Amount: Rs. 1.5 million (15 lakh) for the construction of houses.
- Monthly Installment: Rs. 14,000, offering affordable repayment terms.
- Interest-Free Option: Eligible applicants can also avail Rs. 1 lakh interest-free loans.
اپنی چھت اپنا گھر اسکیم کے لیے درخواست دینا ایک سیدھا سا عمل ہے۔ رہائشی آسانی سے آن لائن رجسٹریشن کر سکتے ہیں اور شفاف لاٹری سسٹم میں حصہ لے سکتے ہیں۔
رجسٹریشن کے مراحل:
آفیشل ویب سائٹ acag.punjab.gov.pk پر جائیں۔
“رجسٹر” بٹن پر کلک کریں۔
ذاتی اور پلاٹ کی معلومات سمیت تمام مطلوبہ تفصیلات پُر کریں۔
اگلے لاٹری راؤنڈ میں شامل ہونے کے لیے اپنی درخواست جمع کروائیں۔
اگر آپ کا نام قرعہ اندازی میں نکلا ہے، تو آپ روپے وصول کرنے کے اہل ہوں گے۔ اپنے گھر کی تعمیر کے لیے 1.5 ملین قرض۔
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15 Lakh Loan Scheme Approved in Chishtian
The recent policy adjustment was driven by concerns raised during program implementation. In Chishtian, most landowners possess three-marla plots, making them ineligible under the original program.
Recognizing this, CM Maryam Nawaz Sharif approved the expansion, allowing 666 houses in Chishtian to be constructed with the new criteria. This proactive decision underscores the government’s commitment to inclusivity and addressing the housing needs of all Punjab residents.
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How to Apply for 15 Lakh Loan Scheme
Applying for the Apni Chhat Apna Ghar Scheme is a straightforward process. Residents can easily register online and participate in the transparent lottery system.
Steps for Registration:
- Visit the official website: acag.punjab.gov.pk.
- Click on the “Register” button.
- Fill in all the required details, including personal and plot information.
- Submit your application to join the next lottery round.
If your name is drawn in the lottery, you will be eligible to receive a Rs. 1.5 million loan for constructing your house.
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Conclusion
The approval of Rs. 1.5 million loans for three-marla plots is a game-changing move by the Punjab Government under CM Maryam Nawaz Sharif. This update ensures that housing becomes accessible to a broader audience, especially in regions like Chishtian. If you are eligible, do not miss this opportunity to build your dream home under the Apni Chhat Apna Ghar Scheme.
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